Budgeting and managing your money

For people facing financial difficulties the worry can be significant, however there are changes you can make to save money and maximise your budget:

• Have you spoken to your landlord, mortgage lender or bank about reducing your payments?
• Have you compared gas and electricity suppliers for a cheaper alternative?
• Could you be entitled to benefits?
• At work are there opportunities for a pay rise or working additional hours?
• Could you try buying your food shop from a low cost supermarket?
• Simple changes like these can quickly save you money.